{"id":1777,"date":"2017-08-16T15:13:33","date_gmt":"2017-08-16T18:13:33","guid":{"rendered":"https:\/\/www.tenda.com\/blog\/?p=1777"},"modified":"2020-08-31T17:25:44","modified_gmt":"2020-08-31T20:25:44","slug":"o-que-devo-saber-para-contratar-o-financiamento-parte1","status":"publish","type":"post","link":"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1","title":{"rendered":"O que devo saber para contratar o financiamento"},"content":{"rendered":"\n

Tudo sobre a contrata\u00e7\u00e3o do financiamento imobili\u00e1rio<\/h3>\n\n\n\n

O financiamento imobili\u00e1rio \u00e9 um excelente caminho para voc\u00ea que quer sair do aluguel. Por isso, n\u00f3s da Tenda preparamos um guia completo com tudo o que voc\u00ea precisa saber na hora de contratar o seu. Para n\u00e3o ficar muito longo, dividimos esse guia em duas partes. Hoje, no primeiro post, vamos falar sobre os termos mais usados.<\/p>\n\n\n\n

Financiamento: valor emprestado pelo banco para que voc\u00ea possa adquirir seu im\u00f3vel.<\/p>\n\n\n\n

Juros: \u00e9 o custo do financiamento. Os juros variam de banco para banco, por isso \u00e9 sempre importante fazer uma pesquisa entre as entidades antes de tomar a sua decis\u00e3o.<\/p>\n\n\n\n

Amortiza\u00e7\u00e3o: valor pago para reduzir ou amortizar o valor total do financiamento.<\/p>\n\n\n\n

Saldo devedor: valor do financiamento em determinado momento considerando as amortiza\u00e7\u00f5es e atualiza\u00e7\u00f5es mensais. \u00c9 tamb\u00e9m o valor base para calcular os juros, amortiza\u00e7\u00e3o, seguros e uma eventual liquida\u00e7\u00e3o do financiamento.<\/p>\n\n\n\n

Presta\u00e7\u00e3o da amortiza\u00e7\u00e3o e juros: \u00e9 a soma mensal dos valores pagos para viabilizar o financiamento, a saber:
\n– presta\u00e7\u00e3o de amortiza\u00e7\u00e3o e juros
\n– taxa de administra\u00e7\u00e3o
\n– seguros MIP (indeniza\u00e7\u00e3o por morte ou invalidez permanente) e DFI (danos f\u00edsicos ao   im\u00f3vel).<\/p>\n\n\n\n

Fique atento. No pr\u00f3ximo m\u00eas vamos falar sobre outras dicas importantes na hora de financiar seu im\u00f3vel. At\u00e9 l\u00e1.<\/p>\n","protected":false},"excerpt":{"rendered":"

Tudo sobre a contrata\u00e7\u00e3o do financiamento imobili\u00e1rio O financiamento imobili\u00e1rio \u00e9 um excelente caminho para voc\u00ea que […]<\/p>\n","protected":false},"author":1,"featured_media":2595,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38],"tags":[66],"class_list":["post-1777","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trilha-da-conquista","tag-financiamento"],"yoast_head":"\nO que devo saber para contratar o financiamento - Blog da Tenda<\/title>\n<meta name=\"robots\" content=\"index,follow\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ConstrutoraTenda\/\" \/>\n<meta property=\"article:published_time\" content=\"2017-08-16T18:13:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-08-31T20:25:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tenda.com\/blog\/wp-content\/uploads\/2017\/08\/o_que_devo_saber_para_contratar_o_financiamento.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"583\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"tenda\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"tenda\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"O que devo saber para contratar o financiamento - Blog da Tenda","robots":{"index,follow":"index,follow"},"og_locale":"pt_BR","og_url":"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1","article_publisher":"https:\/\/www.facebook.com\/ConstrutoraTenda\/","article_published_time":"2017-08-16T18:13:33+00:00","article_modified_time":"2020-08-31T20:25:44+00:00","og_image":[{"width":1920,"height":583,"url":"https:\/\/www.tenda.com\/blog\/wp-content\/uploads\/2017\/08\/o_que_devo_saber_para_contratar_o_financiamento.jpg","type":"image\/jpeg"}],"author":"tenda","twitter_misc":{"Escrito por":"tenda","Est. tempo de leitura":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1#article","isPartOf":{"@id":"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1"},"author":{"name":"tenda","@id":"https:\/\/www.tenda.com\/blog\/#\/schema\/person\/b13865a79c208ad9112a52373dfefa3a"},"headline":"O que devo saber para contratar o financiamento","datePublished":"2017-08-16T18:13:33+00:00","dateModified":"2020-08-31T20:25:44+00:00","mainEntityOfPage":{"@id":"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1"},"wordCount":242,"publisher":{"@id":"https:\/\/www.tenda.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1#primaryimage"},"thumbnailUrl":"https:\/\/www.tenda.com\/blog\/wp-content\/uploads\/2017\/08\/o_que_devo_saber_para_contratar_o_financiamento.jpg","keywords":["Financiamento"],"articleSection":["Trilha da Conquista"],"inLanguage":"pt-BR"},{"@type":"WebPage","@id":"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1","url":"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1","name":"O que devo saber para contratar o financiamento - Blog da Tenda","isPartOf":{"@id":"https:\/\/www.tenda.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1#primaryimage"},"image":{"@id":"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1#primaryimage"},"thumbnailUrl":"https:\/\/www.tenda.com\/blog\/wp-content\/uploads\/2017\/08\/o_que_devo_saber_para_contratar_o_financiamento.jpg","datePublished":"2017-08-16T18:13:33+00:00","dateModified":"2020-08-31T20:25:44+00:00","breadcrumb":{"@id":"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1"]}]},{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1#primaryimage","url":"https:\/\/www.tenda.com\/blog\/wp-content\/uploads\/2017\/08\/o_que_devo_saber_para_contratar_o_financiamento.jpg","contentUrl":"https:\/\/www.tenda.com\/blog\/wp-content\/uploads\/2017\/08\/o_que_devo_saber_para_contratar_o_financiamento.jpg","width":1920,"height":583},{"@type":"BreadcrumbList","@id":"https:\/\/www.tenda.com\/blog\/trilha-da-conquista\/o-que-devo-saber-para-contratar-o-financiamento-parte1#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/www.tenda.com\/blog\/"},{"@type":"ListItem","position":2,"name":"O que devo saber para contratar o financiamento"}]},{"@type":"WebSite","@id":"https:\/\/www.tenda.com\/blog\/#website","url":"https:\/\/www.tenda.com\/blog\/","name":"Blog da Tenda","description":"Blog","publisher":{"@id":"https:\/\/www.tenda.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tenda.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/www.tenda.com\/blog\/#organization","name":"Construtora Tenda","url":"https:\/\/www.tenda.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/www.tenda.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.tenda.com\/blog\/wp-content\/uploads\/2020\/09\/logo-tenda_RGB_vermelho.png","contentUrl":"https:\/\/www.tenda.com\/blog\/wp-content\/uploads\/2020\/09\/logo-tenda_RGB_vermelho.png","width":1579,"height":379,"caption":"Construtora Tenda"},"image":{"@id":"https:\/\/www.tenda.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ConstrutoraTenda\/","https:\/\/www.instagram.com\/construtoratenda","https:\/\/br.linkedin.com\/company\/construtora-tenda","https:\/\/www.youtube.com\/user\/TendaConstrutora","https:\/\/en.wikipedia.org\/wiki\/Construtora_Tenda"]},{"@type":"Person","@id":"https:\/\/www.tenda.com\/blog\/#\/schema\/person\/b13865a79c208ad9112a52373dfefa3a","name":"tenda","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/www.tenda.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/dce636092571f6919bb158d38ba891c2?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/dce636092571f6919bb158d38ba891c2?s=96&d=mm&r=g","caption":"tenda"},"url":"https:\/\/www.tenda.com\/blog\/author\/svc_blogwptenda"}]}},"_links":{"self":[{"href":"https:\/\/www.tenda.com\/blog\/wp-json\/wp\/v2\/posts\/1777"}],"collection":[{"href":"https:\/\/www.tenda.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tenda.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tenda.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tenda.com\/blog\/wp-json\/wp\/v2\/comments?post=1777"}],"version-history":[{"count":2,"href":"https:\/\/www.tenda.com\/blog\/wp-json\/wp\/v2\/posts\/1777\/revisions"}],"predecessor-version":[{"id":3115,"href":"https:\/\/www.tenda.com\/blog\/wp-json\/wp\/v2\/posts\/1777\/revisions\/3115"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tenda.com\/blog\/wp-json\/wp\/v2\/media\/2595"}],"wp:attachment":[{"href":"https:\/\/www.tenda.com\/blog\/wp-json\/wp\/v2\/media?parent=1777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tenda.com\/blog\/wp-json\/wp\/v2\/categories?post=1777"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tenda.com\/blog\/wp-json\/wp\/v2\/tags?post=1777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}